About: What are steps that helps in buying a new home insurance policy   Sponge Permalink

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As you check with different companies for insurance, they should ask about key factors, and it is helpful to be ready to answer questions such as * the location, size and value of the home, * insurance for contents, * distance from a fire department, * type or construction of the home (e.g., wood or brick?), There may also be risks that are higher in your region or neighborhood. For instance, in some regions of the U.S. radon gas can be an issue. You may be asked if you've done anything to alleviate the risk, such as testing for radon.

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  • What are steps that helps in buying a new home insurance policy
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  • As you check with different companies for insurance, they should ask about key factors, and it is helpful to be ready to answer questions such as * the location, size and value of the home, * insurance for contents, * distance from a fire department, * type or construction of the home (e.g., wood or brick?), There may also be risks that are higher in your region or neighborhood. For instance, in some regions of the U.S. radon gas can be an issue. You may be asked if you've done anything to alleviate the risk, such as testing for radon.
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  • As you check with different companies for insurance, they should ask about key factors, and it is helpful to be ready to answer questions such as * the location, size and value of the home, * insurance for contents, * distance from a fire department, * type or construction of the home (e.g., wood or brick?), There may also be risks that are higher in your region or neighborhood. For instance, in some regions of the U.S. radon gas can be an issue. You may be asked if you've done anything to alleviate the risk, such as testing for radon. Some things that may lower your insurance rates: * a close fire hydrant * smoke or fire detectors * a safe neighborhood * no or few recent insurance claims * other insurance policies through the same company -- you can often get a discount if you have automobile, life or health insurance through the same company * sometimes you can same some money by paying for a longer term Related: Check out insurance on the Home Wikia.
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