A commoner (or poor person) is thrust into rich culture for whatever reasons, but without becoming rich themselves. Most commonly, it will be a poor student who receives a scholarship to a prestigious school, or a commoner hired to work as a butler/maid for someone rich. Usually the story is portrayed from the view of the commoner. Contrast Rags to Riches, where the commoner becomes rich but may still face taunts and derision from those with OldMoney. This is a Super-Trope of Princess for a Day and Scholarship Student. Sub-trope of Fish Out of Water. Also see Mock Millionaire.
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