An acronym for Deutsche Zentralgenossenschaftbank or German Central Co-operative Bank, DZ Bank AG is a commercial bank and, together with WGZ-Bank, the central administration for approximately 1,400 co-operative banks covering more than three quarters of all Volksbank and Raiffeisenbank (co-operative banks) in Germany and Austria, who also co-own the AG. The co-operative banks in Germany are represented by Bundesverband der Deutschen Volksbanken und Raiffeisenbanken (BVR).
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