This trope dates back to movies in the 1930s (and possibly earlier). A character discovers that she is the target of Blackmail and confronts the blackmailer who, while not denying their actions, would rather call it something prettier like a "comprehensive insurance policy". The line is virtually stock dialogue now; as a trope it is at the very least discredited, since it's only used for laughs (or period flavor) these days. A subtrope of No Except Yes and Insistent Terminology. Examples of Blackmail Is Such an Ugly Word include:
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