Johnny Stewart (Damon Wayans) is a lifelong con-man who meets a girl, Amber Evans (Stacey Dash), and tries to impress her by cleaning up his act and doing things the honest way. He becomes a mailroom clerk at the credit card firm where she works and soon finds that he needs money to impress Amber. So, he develops a scheme to commit identity theft with the credit card information of deceased cardholders that he has access to due to his mailroom position. He justifies his actions because he knows that he is only stealing from the company and not harming the individual cardholders.
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| - Johnny Stewart (Damon Wayans) is a lifelong con-man who meets a girl, Amber Evans (Stacey Dash), and tries to impress her by cleaning up his act and doing things the honest way. He becomes a mailroom clerk at the credit card firm where she works and soon finds that he needs money to impress Amber. So, he develops a scheme to commit identity theft with the credit card information of deceased cardholders that he has access to due to his mailroom position. He justifies his actions because he knows that he is only stealing from the company and not harming the individual cardholders.
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| - Hubert C. de la Bouillerie
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| - Johnny Stewart (Damon Wayans) is a lifelong con-man who meets a girl, Amber Evans (Stacey Dash), and tries to impress her by cleaning up his act and doing things the honest way. He becomes a mailroom clerk at the credit card firm where she works and soon finds that he needs money to impress Amber. So, he develops a scheme to commit identity theft with the credit card information of deceased cardholders that he has access to due to his mailroom position. He justifies his actions because he knows that he is only stealing from the company and not harming the individual cardholders. Chris Fields (Mark Beltzman) trains Johhny how to do the job until Keith threatens Chris in the men's restroom making him feel scared. After Lt, Walsh (Joe Santos) asks Chris questions about Keith, Chris is stabbed and killed by Keith's hitman in the subway station. Lt. Walsh investigates Chris's murder and find credit card receipts on him. Keith promotes Johnny from mailroom clerk to supervisor to replace Chris who was killed. With the help of his brother and fellow conman Seymour (Marlon Wayans), he charges large amounts of money to the cards with the intention of impressing Amber. The supervisor, Keith Heading (John Diehl) (who is responsible for a virtual stolen credit card empire) records Johnny stealing a returned credit card and cons him into joining his credit card ring. Seymour takes the stolen credit card trying to buy a four fingered ring,but a security alarm came on saying card stolen. Seymour tries to escape but is caught by mall security and questioned by police. The police authorized a sting operation on Seymour to tape Keith's conversation and to capture him. Lt. Walsh becomes furious about the sting operation. Keith's hitman is trying to kill Johnny for blackmail until he shoots Walsh in the arm. Keith kidnaps Seymour and Johnny goes after him until he escapes. Keith tries to kill Johnny by shooting him in the shoulder. A fight ensues between them until Johnny kills him and hangs him. Seymour and Amber visit Johnny lying in the hospital bed injured and decides to settle down.
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