An army card's point value comes into play while choosing your army and when figuring out scores at the end of the game. At the start of a game or at any point you receive reinforcements, you are given a set amount of points, which is treated like cash, with every figure/squad being worth a set price. While some figures are more expensive than others, they are often better than others. When building an army, the values of figures is especially important, particularly in tournaments.