Along with Henry and Paige, Nick applied for a bank loan to get a better life for his son Justin and give him an opportunity to move out of a bad area. He flew helicopters in a war in Iraq and was supposed to start working for Anderson Aviation where he would be training pilots, meaning he would have had enough money for the payments, however, he was also in jail for a year. Although it wasn't for anything really bad, the bank policy was very strict and they couldn't give him the loan. Nick got very mad that people keep dumping him on and decided to drive his car through the front door of the bank and take everyone inside hostage.