Nicole Hixton is the teenage daughter of Jay Hixton, the "Lucky Stiff" of the title. Nicole coped with her change of circumstances when her father won the lottery by getting involved with some of the worst people possible, chief among them Oz, a very successful drug dealer and underworld figure. Nicole got hooked, and to prevent her relapsing into Oz's clutches Dad hired a couple of thugs of his own, Ty and Greg Page, to scare Oz into staying away.