We are the sum of all our life choices. He classified people who choose to fall into the category "winners" who set themselves goals, who perservere. Winners are team players. Then people choose to be classed as "losers" who start, but don't finish; who promise but don't deliver; who don't perservere and who don't play in teams, and who don't set goals. When disaster strikes, the winners pick themselves up and see the circumstances as a challenge. Losers on the other hand, turn the experience into victimhood.