A player is allowed to own one of each of the following properties in game: * Guild house * Player shop * Player quarter This limit is applied per player, not per character. If a player own quarters with one character, other characters can not own any quarters. (They may acquire key from other owner and share their quarters.) If you don't intend to use your quarter or shop for a lengthy period of time it is considered polite to give it up so that other players can use it. Some DMs even frown heavily on those who log in once a week only to renew their hold on a quarter or shop.