In each individual's life, there always comes a time when he has to take Mortgage Loan. Shelter, after food, has been one of the basic requirements of human beings since the beginning. This being so it is but natural that each one of us have either 12monthloanlenders.co.uk taken one or more mortgage loans or shall surely take one at a later period in our life. Unfortunately, there is another side of Mortgage Loans: Mortgage Loans – the Untold Story.