Once players have progressed far enough through the main plotline of that chapter, they will be able to find an unnamed villager standing on the beach, worrying aloud about his difficulties. If asked, the villager will say that he owes a debt to Gao the Greater, but is unable to pay, and now fears the consequences. If players wish, they can offer the villager twenty pieces of silver with which to settle the debt, but the villager is reluctant to accept charity — players will need to pass a Charm, Intuition, or Intimidation check to get the villager to accept.