When high-rolling Wall Street broker Alan Foss burns down a stable to kill his under-performing racehorses as part of an insurance fraud scheme, the Leverage Consulting & Associates team goes to Kentucky to help the disgraced stable owner, who has lost everything. The team must deal with unexpected problems when Eliot Spencer reunites with his angry former fiancée Aimee. Complicating things further is the sudden appearance of Nate's I.Y.S. Insurance rival, James Sterling, who is a bit too interested in what the team is up to.