A Bell Tree is a tree in Harvest Moon (SNES) that provides you with bells when harvested. In the Winter of Year 1, you can buy a Bell Tree for 20,000G from Hawker. He says that it's a money tree that will bring you many riches, but you instead find out that it's a Bell Tree. Your Bell Tree turns out to be very useful, as it's used to call in your animals at night.