The Poinsettia Bowl is a post-season NCAA-sanctioned Division I - Football Bowl Subdivision college football bowl game, re-created and played for the first time since 1955 in 2005 by the organizers of the Holiday Bowl. The Poinsettia Bowl is played in late-December each year at Qualcomm Stadium in San Diego, California. The game is currently sponsored by the San Diego County Credit Union, and is therefore named the San Diego County Credit Union Poinsettia Bowl. The Mountain West Conference team placing second in the conference receives a reserved invitation to this bowl through the 2014 season, and the Army Black Knights are guaranteed a spot in 2013 if Army earns bowl eligibility, requiring a regular season winning percentage of .500 or better.