Ken starts writing an article. Dennis thinks he'll have time to pay Elsie back but she tells him she's booking the holiday next week. Harry, Concepta, Frank, Jack, Albert, Ena, Minnie, Martha, Len and Dennis go to the races. As the tension mounts, Harry, Dennis and Minnie can't bear to watch but Lucky Lolita wins. At No.11, Elsie discovers her money is missing.