Requirements : Humans, Half-Orcs, Dwarves, Gnomes, and Halflings Only Description : You are deathly afraid of water and of drowning. As a child, you constantly made up reasons to avoid entering even shallow water, gaining +2 to Persuasion. If you do find yourself in water, you suffer a panic attack, leading to -2 to Dexterity, Intelligence and Willpower, but you do gain +2 to Strength from the fear.