Nowadays, the world has become absolutely money-oriented. Money is the most indispensable element of today’s life. Life is smooth as long as there is sufficient supply of money. Problem arises when the supply does not match with the demand. In such event, people need to owe debts. Today, millions of Americans are knee-deep in debts. To pay off the debts they often choose popular debt relief options such as Debt Consolidation. Advantages of debt consolidation – It offers a number of advantages like; * Borrowers often get benefits of lower Annual Percentage Rate or APR. * * * * * * * * * * *