As you check with different companies for insurance, they should ask about key factors, and it is helpful to be ready to answer questions such as * the location, size and value of the home, * insurance for contents, * distance from a fire department, * type or construction of the home (e.g., wood or brick?), There may also be risks that are higher in your region or neighborhood. For instance, in some regions of the U.S. radon gas can be an issue. You may be asked if you've done anything to alleviate the risk, such as testing for radon.