Time Hoarding is member of the Learning group of skills that is available at character level 60. Raising this skill at or above your character level will incur an experience point penalty. As a Learning skill, Time Hoarding can only be raised passively. Time Hoarding stacks on top of Rollover Cap. Until Rollover Cap is level 75, each level in Time Hoarding will give less rollover rested time than Rollover Cap. When Rollover Cap is larger than level 75, Time Hoarding will give more rollover rested time, maxing out at 15 minutes of rollover rested time per point in Time Hoarding.