The standard credit ₡ was established by the UN's Unified Banking Act, a piece of legislation enacted by the UN Council and approved by the Presidium, establishing the credit as the standard trade currency in human space. The legislation was drafted by the World Bank after 12 years of negotiations and published finally in 2089. The Act also laid out regulatory guidelines for determining the value and exchange rate of the credit in relation to the currencies of the individual UN member states. Table of examples of how much do products prices and its comparison to 2013 proucts and its costs.