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Health care reform under the McCain Administration (SIADD)

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On June 26, 2009, McCain described the details of his proposal for a health care reform plan, named the American Health Care Reform Plan. His plan focused on open-market competition rather than government funding or control. It also included electronic record-keeping preventing expensive conditions, malpractice reform projects, reducing obesity and refocusing doctor incentives from quantity of care to quality.

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On June 26, 2009, McCain described the details of his proposal for a health care reform plan, named the American Health Care Reform Plan. His plan focused on open-market competition rather than government funding or control. It also included electronic record-keeping preventing expensive conditions, malpractice reform projects, reducing obesity and refocusing doctor incentives from quantity of care to quality. At the heart of his plan were tax credits - $2,500 for individuals and $5,000 for families who do not subscribe to or do not have access to health care through their employer. He says the money could be used to purchase insurance and force insurance companies to be competitive with their costs in order to attract consumers. Employees could apply the tax credit toward the insurance, thus offsetting the tax hit. Or they could drop their employer-provided insurance altogether, avoid the tax penalty, and then combine the tax credit with any money they were contributing to the policy, and buy insurance on the open market. To help people who are denied coverage by insurance companies due to pre-existing conditions, McCain would work with states to create what he calls a "Guaranteed Access Plan". The plan also included close cooperation with Congress, the governors, and the industry to guarantee adequately funded heath care with the right incentives to reduce costs such as disease management, individual case management, and health and wellness programs. It also included medical malpractice reform, which would reduce malpractice premiums paid by doctors and hospitals and reduce the amount of unnecessary, defensive medicine performed now to avoid potential lawsuits. His health care plan has an estimated annual cost of $7 billion, according to McCain's health-policy experts. The health plan he had outlined would have the effect of increasing tax payments for some workers, primarily those with high incomes and expensive health plans. His proposal was met with varied response. While Republicans mostly supported it, it was met by fierce opposition from liberal congressional Democrats, for not being sufficient enough. They did however praise certain parts of it, such as the low-cost coverage for families with pre-existing medical conditions.